Yojanas In India

Antyodaya Anna Yojana

  • Antyodaya Anna Yojana (AAY) is an Indian government sponsored scheme for ten million of the poorest families.

  • It was launched by NDA government in December 2000.

  • It is for providing 35 kilograms of rice and wheat at Rs.3 & Rs.2 per kg for poorest families.

  • Under this scheme one crore of the poorest among the BPL families covered.

  • The scheme has been further expanded twice by additional 50 lakh BPL families in June 2003 and in August 2004.

Balika Samridhi Yojana

  • It was started in 1997.

  • Is an important initiative by the government to raise the status of girl child.

  • A series of incentives are incorporated into the Yojana, such as a gift of Rs. 500/- to the mother on delivery of a baby girl and the condition of an annual scholarship for the girl child education.

  • In 1999-2000 the scheme was changed to benefit the girl child. Hence now the girl child can receive:

    • A post birth grant amount of Rs. 500/

    • Eligible for annual scholarships for education according to class

  • The Balika Samriddhi Yojana will cover both rural and urban areas in all districts in India.

Bharat Nirman

  • Bharat Nirman is an Indian business plan for creating and augmenting basic rural infrastructure.

  • It comprises projects on irrigation, roads (Pradhan Mantri Gram Sadak Yojana) , housing (Indira Awaas Yojana),water supply (National Rural Drinking Water Programme),electrification [Rajiv Gandhi Grameen Vidyutikaran Yojana] and telecommunication connectivity.

  • It was launched by the Prime Minister, Manmohan Singh on 16 May 2005.

Indira Awaas Yojana

  • Is a social welfare programme, created by the Indian Government, to provide housing for the rural poor in India.

  • Under the scheme, financial assistance worth Rs.70,000/- in plain areas and Rs.75,000/-  in difficult areas (high land area) is provided for construction of houses.

  • The houses are allotted in the name of the woman or jointly between husband and wife. 

  • This scheme, operating since 1985, provides subsidies and cash-assistance to people in villages to construct their houses, themselves.

  • The construction of the houses is the sole responsibility of the beneficiary and engagement of contractors is strictly prohibited.

  • Started in 1985 as part of the Rural Landless Employment Guarantee Programme (RLEGP), Indira Awaas Yojana (IAY) was subsumed in Jawahar rojgar Yojana (JRY) in 1989 and has been operating as an independent scheme since 1996.

  • From 1995–96 the scheme has been further extended to widows or next-of-kin of defence personnel killed in action, ex-servicemen and retired members of the paramilitary forces who wish to live in rural areas as long as they meet basic eligibility criteria.

Integrated Child Development Scheme

  • Integrated Child Development Scheme (ICDS) is an Indian government welfare programme which provides food, preschool education, and primary healthcare to children under 6 years of age and their mothers.

  • These services are provided from Anganwadi centres established mainly in rural areas.

  • ICDS was launched in 1975 in accordance to the National Policy for Children in India.

  • The scheme aims at providing an integrated package of services. These services include supplementary nutrition, immunization, medical check-ups, recommendation services, pre-school non-formal education and nutrition & health awareness.

Javahar Rozgar Yojana

  • Jawahar Rozgar Yojna was launched on April 1, 1989 by merging National Rural Employment Program (NREP) and Rural Landless Employment Guarantee Programme (RLEGP).

  • Launched at the end of Seventh Five Year Plan.

  • Objective: Providing 90-100 Days Employment per person particularly in backward districts.

  • Expenditures were born by central & state in 80:20 ratios.

  • It was divided into 3 streams: First Stream, Second Stream and Third Stream.

  • Since April 1, 1999 this Yojna was replaced by Jawahar Gram samridhi Yojna.

  • Later from September 25, 2001, Jawahar Gram Samridhi Yojna was merged with Sampoorna Grameen Rozgar Yojna.


  • Kudumbashree, a female-oriented, community-based, poverty reduction project of Government of Kerala.

  • The mission aims at the empowerment of women, through forming self-help groups and encouraging their entrepreneurial or other wide range of activities..

  • Kudumbashree movement was launched by former Prime Minister A.B. Vajpayee  in Malappuram on May 17, 1998.

  • Kudumbashree means prosperity of the family in Malayalam.

  • The following are the community structures suggested for the rural side:

    • Kudumbashree Ayalkoottam (NHG)

    • Kudumbashree Ward Samithy (ADS)

    • Kudumbashree Panchayat Samithy (CDS)

Mahila Samridhi Yojana

  • The Mahila Samridhi Yojana (MSY) was launched on 2nd October, 1993 with the objective of empowering the rural women through building thrift habit, self-reliance and confidence.

  • Under this plan, the rural women of 18 years of above age can open their saving account in the rural post office of their own area with a minimum Rs. 4 or its multiplier.

  • On the amount not withdrawn for 1 year, 25% of the deposited amount is given to the depositor by the government in the form of encouragement amount.

  • The scheme is implemented through NGOs as well as SCAs

  • Under Mahila Samridhi Yojana, training is given to a group of around 20 women in any suitable craft activity.

  • The maximum duration of the training is of 6 months with maximum training expenses of Rs.500/- p.m. per trainee.

  • During the training, a stipend of Rs. 250/-p.m. is also paid to the trainees.

  • After the training, need based micro credit (subject to maximum of Rs. 25,000/-) is made available to each member of the Self Help Group so formed at interest rate of 4%.

National Food For Work Programme

  • The National Food for Work Programme was launched on 15 November 2004 in 150 of the most backward districts of India .

  • The objective is generating supplementary wage employment, the programme is open to all rural poor who are prepared to do manual, unskilled labour.

  •  It is implemented as a centrally-sponsored scheme. Food grains are provided to the States free of cost.

  • The collector is the primary officer at the district level and has overall responsibility for planning, implementation, coordination, monitoring and supervision.

National Rural Development Programme

  • National Rural Development Programme was established to promote the development of rural communities.

  • NRDP is managed by a team of professionals from NGO.

National Rural Employment Guarantee

  • The National Rural Employment Guarantee Act 2005 (or, NREGA No 42) was later renamed as the "Mahatma Gandhi National Rural Employment Guarantee Act.

  • Is an Indian labour law and social security measure that aims to guarantee the 'right to work'.

  • Started on  2 February 2006.

  • In its World Development Report 2014, the World Bank termed it a "stellar example of rural development".

  • The MGNREGA was initiated with the objective of "enhancing livelihood security in rural areas by providing at least 100 days of guaranteed wage employment in a financial year.

  • MGNREGA is to be implemented mainly by gram panchayats .

  • The involvement of contractors is banned.

Prime Ministers Rozgar Yojana

  • Sponsored by central government.

  • Launched in 1993 to provide self employment opportunities.

  • loans upto Rs. 1.00 lac for business and Rs. 2.00 lac for Industrial & Agricultural activities are advanced by the Banks to those unemployed Youth and Women who are 18 to 35 and 18 to 45 years of age respectively and whose income (including the income of the parents / spouse) does not exceed Rs. 40 thousand per annum and he should be permanent resident of the area or at least three years but in case 0f married women the residency criteria applies to her husband or in-laws.

  • The educational qualifications for eligibility under the scheme is 8th passed.

  • The scheme is valid up to 2023.

Pradhan Mantri Adarsh Gram Yojana

Samagra Avas Yojana

  • Housing is the basic requirement for a human being. Similarly drinking water and sanitation in a village habitat is also important.

  • Keeping in view this fact, the Government of India announced a new National Housing and Habitat Policy 1998 which lay emphasis on easy access to basic sanitation, drinking water facility and solid waste disposal.

  • The scheme in due course is proposed to be implemented all over the country.

  • However, in the first phase, the scheme is proposed to be implemented in one Block each of 25 districts in 24 States and one Union Territory.

Sampoorna Grameen Rozgar Yojana

  • The Sampoorna Grameen Rozgar Yojana (English: Universal Rural Employment Programme) was a scheme launched by the Government of India to attain the objective of providing gainful employment for the rural poor.

  • The programme was implemented through the Panchayati Raj institutions.

  • On 15 August 2001, the Prime Minister Atal Bihari Vajpayee announced the Sampoorna Grameen Rozgar Yojana

  • The Sampoorna Grameen Rozgar Yojana was launched on 25 September 2001.

  • The Sampoorna Grameen Rozgar Yojana is actually a combination of the provisions under the Employment Assurance Scheme (EAS) and Jawahar Gram Samridhi Yojana (JGSY).

Valmiki Ambedkar Awaas Yojana

  • The then Hon’ble Prime Minister announced on Independence Day, 2001, from the ramparts of the Red Fort, a new Centrally sponsored scheme called Valmiki Ambedkar Awas Yojana (VAMBAY).

  • This scheme was formally launched by the then Hon’ble Prime Minister himself on 2nd December 2001, at Hyderabad.

  •  The scheme has the primary objective to facilitate the construction and upgradation of the dwelling units for the slum dwellers and to provide health and enabling urban environment through community toilets under Nirmal Bharat Abhiyan, a component of the scheme.

Akshaya Project

  • First district wide e-literacy project in India - Akshaya Project.
  • Akshaya project extended to all district in 2008.
  • Computer literacy project implemented in Kerala - Akshaya Project.
  • Akshaya Project was first started in the district - Malappuram.
  • Brand Ambassador of Akshaya Project - Mammootty.